Annual Meeting

Join us at The Farmhouse, located at 5600 Old Capital Trail in Wilmington, De on Saturday, March 7.

Registration begins at 11:30 a.m. with lunch being served at 12:00 p.m. – 1:00 p.m. The business meeting will be held at approximately 1:15 p.m.

In order to ensure that there’s an accurate count for lunch, please complete the reservation form below and return it to us by February 20. The form can be faxed to 302-395-5353 or emailed to

Annual Meeting Reservation Form

Important Message

Wawa announced a breach involving credit and debit cards used at its stores. Members are encouraged to monitor card activity and visit Wawa’s data security page at for more information. In addition, remember NCCDEFCU would never ask for your credit or debit PIN. If you receive such a call, contact us immediately.

All Signs Lead to Us

Whether you’re looking to buy a new or used vehicle, or refinance your current auto loan, we’ve slashed our rates and now offer automobile loan rates as low as 2.49% APR.* Plus, with our easy application process and quick loan approval time, you’ll be out of our office and on the open road in no time! To apply for your auto loan, stop by today, complete our online application or call us to request an application.  We’ll give you the superb service and huge savings you deserve when you finance your auto loan with us…..but then again, that’s why all signs lead to us.

Need Cash Fast? Do you own your car and have a clear title? If you answered yes to these questions we can help. Title loans are now available with rates as low as 2.49% APR* and maximum rates up to 13.49% APR*, 2011 or newer, some restrictions apply. Call today to see if you qualify and how we can help you.

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.

Primeline Home Equity

PRIMELINE HOME EQUITY LINES OF CREDIT the current rate is 6.25% APR.* For most members the interest is tax deductible. (Consult your tax adviser). So, if there are big plans in your future, why not check us out? Give us a call to request your PrimeLine Loan Application Packet today.

**Rate as of January 1, 2020.  The annual percentage rate can change semi-annually on the first day of January and/or July.  The application fee for Delaware residents is $200.00. If you are a Maryland resident, please call for more information.  Fees vary based on the county you reside in. There are no closing costs. The maximum APR that may be imposed is 18.00% APR.*

NMLS# 784864

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.

VISA® Credit Cards

What’s a better deal? The free gifts? Points or miles? Some credit card offers? Or a lower interest rate?

Of course, if you intend to carry a balance rather than pay it off every month, you know the interest rate is the most important thing to look for when choosing a credit card. But those bells and whistles sure can be tempting. Before deciding on a credit card, put a dollar value to whatever gift or rebate you’re getting. It’s no surprise that no matter what the bonus is, a lower rate wins every time.  

Our current rate for our VISA® is 12.00% APR* with the same rate for purchases and cash advances, also there is no annual fee!

Contact us for the VISA® application today!

You can now access your NCCDEFCU Credit Card account online through

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.