Coronavirus Update – March 26, 2020

We continue to monitor the coronavirus pandemic daily to ensure that our Member’s, Employee’s and all of our families stay safe and healthy during this time.

Effective Monday, March 30, 2020 our office hours will be Monday-Friday, 10:00am – 2:00 pm until further notice.

  • To help prevent the spread of COVID-19, We will continue to practice social distancing in our lobby by allowing only 2 people in our office at a time;
  • Continue to sanitize our office areas and providing hand sanitizer at our teller stations;
  • We will continue to closely monitor and evaluate the impact of this virus on a daily basis;
  • Continue to follow guidance from public health officials and government agencies.

We are in this together and are here to assist you in navigating through this process. If you are experiencing a financial hardship, please contact us at 302-395-5350, email us at, or send us a message through Home Banking. We are here to help.

Just as a reminder, Home Banking and Mobile Banking are available 24/7 for your convenience when our office is closed.

Please visit for more information regarding the COVID-19 virus.

Coronavirus (COVID-19) Credit Union Update

We take our Member’s and Staff’s well-being very seriously and we understand the uncertainty and concern surrounding the Coronavirus (COVID-19) that is why we encourage you to do the following:

Take advantage of Home Banking and Mobile Banking (TouchBanking) to easily check balances, make transfers and view history, without having to leave your home or come to our office.  If you are not currently enrolled, we suggest you enroll now.

Sign up for direct deposit of your payroll to a debit card accessible account so that you can easily access your funds when our office is closed.

Be sure to wash your hands thoroughly with soap or use sanitizer before and after any money transactions, including currency exchange or payments, card usage and ATM transactions.

Apply for a loan simply by completing our application, available at and emailing it to

Beware of scams due to the pandemic threat.  If anyone contacts you claiming to be from any agency or financial institution and asks for your personal information, please be diligent and do not share any account, social security, password or other personal identification details.  Please contact us immediately.

We also want to make you aware that we have implemented certain precautionary measures to protect you when visiting our office such as sanitizing surfaces and providing hand sanitizer at teller workstations.

We will continue to closely monitor and evaluate the impact of this virus on a daily basis.  If you are affected by this virus, and experience financial difficulties we encourage you to contact us immediately so that we can assist you.

Please visit for more information regarding the COVID-19 virus.

All Signs Lead to Us

Whether you’re looking to buy a new or used vehicle, or refinance your current auto loan, we’ve slashed our rates and now offer automobile loan rates as low as 2.74% APR.* Plus, with our easy application process and quick loan approval time, you’ll be out of our office and on the open road in no time! To apply for your auto loan, stop by today, complete our online application or call us to request an application.  We’ll give you the superb service and huge savings you deserve when you finance your auto loan with us…..but then again, that’s why all signs lead to us.

Need Cash Fast? Do you own your car and have a clear title? If you answered yes to these questions we can help. Title loans are now available with rates as low as 2.74% APR* and maximum rates up to 13.24% APR*, 2012 or newer, some restrictions apply. Call today to see if you qualify and how we can help you.

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.

Primeline Home Equity

PRIMELINE HOME EQUITY LINES OF CREDIT the current rate is 5.00% APR.* For most members the interest is tax deductible. (Consult your tax adviser). So, if there are big plans in your future, why not check us out? Give us a call to request your PrimeLine Loan Application Packet today.

**Rate as of July 1, 2020.  The annual percentage rate can change semi-annually on the first day of January and/or July.  The application fee for Delaware residents is $200.00. If you are a Maryland resident, please call for more information.  Fees vary based on the county you reside in. There are no closing costs. The maximum APR that may be imposed is 18.00% APR.*

NMLS# 784864

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.

VISA® Credit Cards

What’s a better deal? The free gifts? Points or miles? Some credit card offers? Or a lower interest rate?

Of course, if you intend to carry a balance rather than pay it off every month, you know the interest rate is the most important thing to look for when choosing a credit card. But those bells and whistles sure can be tempting. Before deciding on a credit card, put a dollar value to whatever gift or rebate you’re getting. It’s no surprise that no matter what the bonus is, a lower rate wins every time.  

Our current rate for our VISA® is 12.00% APR* with the same rate for purchases and cash advances, also there is no annual fee!

Contact us for the VISA® application today!

You can now access your NCCDEFCU Credit Card account online through

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.