Boats, RVs and Motorcycles..Oh My!

It’s time to Cure your Cabin Fever….

Wherever you want to go – on the water, in the woods or on a winding road – we can help you get
there! Our affordable recreational vehicle loans allow you to take advantage of low rates, flexible
terms and loan amounts up to $60,000. So pack up your bags and plan your next big adventure! Call us for our current rates and terms. Apply today for your recreational vehicle loan. We look forward to hearing from you!

Loan Application (PDF- opens in new window/tab)

All Signs Lead to Us

Whether you’re looking to buy a new or used vehicle, or refinance your current auto loan, we’ve slashed our rates and now offer automobile loan rates as low as 4.24% APR.* Plus, with our easy application process and quick loan approval time, you’ll be out of our office and on the open road in no time! To apply for your auto loan, stop by today, complete our online application or call us to request an application.  We’ll give you the superb service and huge savings you deserve when you finance your auto loan with us…..but then again, that’s why all signs lead to us.

Need Cash Fast? Do you own your car and have a clear title? If you answered yes to these questions we can help. Title loans are now available with rates as low as 4.24% APR* and maximum rates up to 15.24% APR*, 2016 or newer, some restrictions apply. Call today to see if you qualify and how we can help you.

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.

VISA® Credit Cards

What’s a better deal? The free gifts? Points or miles? Some credit card offers? Or a lower interest rate?

Of course, if you intend to carry a balance rather than pay it off every month, you know the interest rate is the most important thing to look for when choosing a credit card. But those bells and whistles sure can be tempting. Before deciding on a credit card, put a dollar value to whatever gift or rebate you’re getting. It’s no surprise that no matter what the bonus is, a lower rate wins every time.  

Our current rate for our VISA® is 12.00% APR* with the same rate for purchases and cash advances, also there is no annual fee!

Contact us for the VISA® application today!

You can now access your NCCDEFCU Credit Card account online through

* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.