Certificates from your Credit Union are an excellent investment opportunity if you do not need immediate access to your funds and want to invest for longer periods to obtain high rates of return.
We offer certificates for regular savings and IRAs.
Rates are subject to change daily.
There may be a penalty imposed for early withdrawal.
Effective September 30, 2023
| Certificate Type | Rate | APY |
|---|---|---|
| Regular Certificates | ||
| 6 Month** | 1.35% | 1.36% |
| 6 Month Money Market*** | 1.50% | 1.51% |
| 12 Months** | 1.75% | 1.76% |
| 24 Months** | 0.50% | 0.50% |
| IRA Certificates | ||
| 6 Month** | 1.35% | 1.36% |
| 12 Months** | 1.75% | 1.76% |
| 24 Months** | 1.05% | 1.06% |
**$500 Minimum, ***$10,000 Minimum (must have a money market account)
^Partial surrenders are not permitted. We will impose a penalty equal to 31 days dividends (whether earned or not) if you surrender your certificate before its maturity date, reducing your earnings. Fees may reduce the earnings on your account.
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration.