Find all the latest information, announcements and upcoming events right here.
Vacation Loans ... Available June 3 - August 30
Whether your ideal vacation is lounging poolside, climbing a mountain or touring historical monuments, you can get the money you need for the vacation you’ve always dreamed of from us, and we won’t delay your vacation plans with a time consuming application process. Our goal is to get you out of the office and on your way to your destination in no time with our
fast approval, fixed term and friendly service.
• Borrow up to $2,500.00
• Up to 12 Months to Repay
• Rates as low as 9.00% APR*
**At 9.00% APR for 12 months, your monthly payment will be $87.48 for each thousand dollars borrowed. Other discounts could apply and may be offered throughout the year.
*APR = Annual Percentage Rate.
Full Service Member Discounts:
If you currently have a checking account, bill pay, direct deposit and a debit card with us you are now eligible for a .50% discount on car loans, signature loans, vacation loans and fixed rate mortgages. That's a 1/2 percent off of our already low rates.
**Visa Credit Cards and Primelines are excluded and all services must be activated at time of closing.
GO GREEN WITH E-STATEMENTS -- Sign up today it's FREE!!!
Enrolling is as easy as 1-2-3...Log on to Home Banking. Click on the self service tab and then on the e-statements link. Follow the simple enrollment instructions.
* You must have Home Banking to sign up for e-statements.
USED CAR LOANS AT NEW CAR RATES!! GIVE US A CALL.
TRADE IN YOUR CAR LOAN...NOT YOUR CAR. Call to see if you can REDUCE YOUR MONTHLY PAYMENT by refinancing the loan you took someplace else. So call today!
Refinance today and you could receive an additional .25% off of your rate!
PRIMELINE HOME EQUITY LINES OF CREDIT have been reduced to 5.25% apr.* For most members the interest is tax deductible. (Consult your tax advisor.) So, if there are big plans in your future, why not check us out?
*Rate as of January 1, 2013. The annual percentage rate can change semi-annually on the first day of January and July. The application fee for Delaware residents is $200.00. If you are a Maryland resident, please call for more information. Fees vary based on the county you reside in. NMLS# 784864
VISA Credit Cards
Our current rate for our VISA is 12.00% APR with the same rate for purchases and cash advances. Also there is no annual fee!
*You now have Internet access for your NCCDEFCU Credit Card. You can access your account through the helpful links section.
AMERICAN EXPRESS GIFT CARDS
ARE NOW AVAILABLE IN $25.00, $50.00 AND $100.00 DENOMINATIONS. FEES RANGE FROM $2.95 TO $3.95 PER CARD. IN ADDITION TO GIFT CARDS WE HAVE GIFT CHECKS WHICH ARE $1.25 EACH, WE ALSO OFFER FREE TRAVLERS CHECKS.
HOLIDAYS
The credit union is closed for all County holidays, so we'll list them here.
We'll be closed on:
Thursday, July 4, 2013 Independance Day
Monday, September 2, 2013 Labor Day
UNSCHEDULED CLOSINGS...In the event of inclement weather (or other emergencies) the Credit Union will close whenever non-essential County offices are closed. Please listen to the local radio stations if you think we might be closed. You can also call 302-395-5200 to find out if the county is closed or delayed.
...but Home Banking is always open.
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