Wrap Up All Your Holiday Shopping with a Holiday Loan at NCCDE Federal Credit Union….
Get the money you need now, save time and stress.
It’s the same old story for most of us the holiday spirit takes over -- one more gift for junior, another tie for Dad, and an irresistible sweater for Mom. And then things get out of control and end up costing you more money than you planned to spend.
The solution? Plan your holiday spending with the help of your credit union. Sit down make a list. Figure out how much money you need, then see your credit union for a low interest rate holiday loan. Holiday loan rates are
as low as 9.00% APR.* Do your shopping cash in hand, then celebrate the holidays worry-free, knowing your credit union is on your side. Holiday loans will be available starting November 3rd.
* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
Full Service Member Discounts:
If you currently have a checking account, bill pay, direct deposit and a debit card with us you are now eligible for a .50% discount on car loans, signature loans, vacation loans and fixed rate mortgages. That's a 1/2 percent off of our already low rates.
**Visa Credit Cards and Primelines are excluded and all services must be activated at time of closing.
GO GREEN WITH E-STATEMENTS -- Sign up today it's FREE!!!
Enrolling is as easy as 1-2-3...Log on to Home Banking. Click on the self service tab and then on the e-statements link. Follow the simple enrollment instructions.
* You must have Home Banking to sign up for e-statements.
USED CAR LOANS AT NEW CAR RATES!! GIVE US A CALL.
TRADE IN YOUR CAR LOAN...NOT YOUR CAR. Call to see if you can REDUCE YOUR MONTHLY PAYMENT by refinancing the loan you took someplace else. So call today!
Refinance today and you could receive an additional .25% off of your rate!
PRIMELINE HOME EQUITY LINES OF CREDIT have been reduced to 5.25% APR.* For most members the interest is tax deductible. (Consult your tax advisor.) So, if there are big plans in your future, why not check us out?
*APR = Anual Percentage Rate
**Rate as of July 1, 2014. The annual percentage rate can change semi-annually on the first day of January and July. The application fee for Delaware residents is $200.00. If you are a Maryland resident, please call for more information. Fees vary based on the county you reside in. There are no closing costs. The maximum APR that may be imposed is 18.00% APR. NMLS# 784864
VISA Credit Cards
Our current rate for our VISA is 12.00% APR* with the same rate for purchases and cash advances. Also there is no annual fee!
*APR = Anual Percentage Rate
*You now have Internet access for your NCCDEFCU Credit Card. You can access your account through www.ezcardinfo.com
AMERICAN EXPRESS GIFT CARDS
ARE NOW AVAILABLE IN $25.00, $50.00 AND $100.00 DENOMINATIONS. FEES RANGE FROM $2.95 TO $3.95 PER CARD. IN ADDITION TO GIFT CARDS WE HAVE GIFT CHECKS WHICH ARE $1.25 EACH, WE ALSO OFFER FREE TRAVLERS CHECKS.
The credit union is closed for all County holidays, so we'll list them here.
We'll be closed on:
Monday, October 13, 2014 Columbus Day
Tuesday, November 4, 2014 Election Day
Tuesday, November 11, 2014 Veterans Day
Thursday, November 27, 2014 Thanksgiving Day
Friday, November 28, 2014 Day After Thanksgiving
Wednesday, December 24, 2014 Call for hours Christmas Eve
Thursday, December 25, 2014 Christmas Day
UNSCHEDULED CLOSINGS...In the event of inclement weather (or other emergencies) the Credit Union will close whenever non-essential County offices are closed. Please listen to the local radio stations if you think we might be closed. You can also call 302-395-5200 to find out if the county is closed or delayed.
...but Home Banking is always open.