Holiday Loans Turn into Sweethearts!
Following tradition, we’ll keep holiday loans available until Valentine’s Day. So if you’d really like to sweep your sweetie off her (or his) feet, come on in and apply for yours today. Loans ending February 12, 2016.
You can borrow up to $2,500 at rates as low as 9.00% apr* and you’ll have a full year to repay.
*That’s only $87.44 per month per thousand borrowed. Your rate and payment may be higher depending on your credit history.
* APR = annual percentage rate. Rate is based on credit worthiness, income and credit score.
Full Service Member Discounts:
If you currently have a checking account, bill pay, direct deposit and a debit card with us you are now eligible for a .50% discount on car loans, signature loans, vacation loans and fixed rate mortgages. That's a 1/2 percent off of our already low rates.
**Visa Credit Cards and Primelines are excluded and all services must be activated at time of closing.
GO GREEN WITH E-STATEMENTS -- Sign up today it's FREE!!!
Enrolling is as easy as 1-2-3...Log on to Home Banking. Click on the self service tab and then on the e-statements link. Follow the simple enrollment instructions.
* You must have Home Banking to sign up for e-statements.
USED CAR LOANS AT NEW CAR RATES!! GIVE US A CALL.
TRADE IN YOUR CAR LOAN...NOT YOUR CAR. Call to see if you can REDUCE YOUR MONTHLY PAYMENT by refinancing the loan you took someplace else. So call today!
Refinance today and you could receive an additional .25% off of your rate!
PRIMELINE HOME EQUITY LINES OF CREDIT have been increased to 5.50% APR.* For most members the interest is tax deductible. (Consult your tax advisor.) So, if there are big plans in your future, why not check us out?
*APR = Anual Percentage Rate
**Rate as of January 1, 2016. The annual percentage rate can change semi-annually on the first day of January and July. The application fee for Delaware residents is $200.00. If you are a Maryland resident, please call for more information. Fees vary based on the county you reside in. There are no closing costs. The maximum APR that may be imposed is 18.00% APR. NMLS# 784864
VISA Credit Cards
Our current rate for our VISA is 12.00% APR* with the same rate for purchases and cash advances. Also there is no annual fee!
*APR = Anual Percentage Rate
*You now have Internet access for your NCCDEFCU Credit Card. You can access your account through www.ezcardinfo.com
AMERICAN EXPRESS GIFT CARDS
ARE NOW AVAILABLE IN $25.00, $50.00 AND $100.00 DENOMINATIONS. FEES RANGE FROM $2.95 TO $3.95 PER CARD. IN ADDITION TO GIFT CARDS WE HAVE GIFT CHECKS WHICH ARE $1.25 EACH, WE ALSO OFFER FREE TRAVLERS CHECKS.
The credit union is closed for all County holidays, so we'll list them here.
We'll be closed on:
Monday, February 15, 2016 Washington's Birthday
Friday, March 25, 2016 Good Friday
UNSCHEDULED CLOSINGS...In the event of inclement weather (or other emergencies) the Credit Union will close whenever non-essential County offices are closed. Please listen to the local radio stations if you think we might be closed. You can also call 302-395-5200 to find out if the county is closed or delayed.
...but Home Banking is always open.